What do I need to know about the Bank Alfalah VISA Classic Credit Card
The Bank Alfalah’s Classic Credit Card has specific benefits that will help you with every situation! Whether you’re grabbing groceries, dining out, or handling bills, this card ensures smooth and effortless payments. Its worldwide acceptance means you can use it seamlessly at various retail outlets, restaurants, and online platforms, bringing convenience wherever life takes you.
Discover a host of features and perks, from global reach and exclusive discounts to fabulous rewards, SBS installment plans, cash advance, balance transfer facility, zero loss liability, revolving credit, and supplementary cards.
Rest easy with 24-hour customer service, always ready to assist at your fingertips. And with Bank Alfalah’s Tap & Pay feature, enjoy a modern and secure way to handle payments. Choose the Classic Credit Card for a minimum limit, maximum convenience, and a world of benefits tailored to suit your everyday needs.
What is the Eligibility criteria to apply for the Bank Alfalah VISA Classic Credit Card?
Minimum Income:
✅Salaried Professionals: PKR 50,000
✅Self-Employed Professionals and Business Owners : PKR 75,000
Total Employment Experience (Beginner):
✅Salaried Professionals: 1 month
✅Self-Employed Professionals and Business Owners: Not applicable
Age Range:
✅Salaried Professionals: 21 to 60 years old
✅Self-Employed Professionals and Business Owners: 21 to 70 years old
Additional Minimum Income:
✅Salaried Professionals: Not applicable
✅Self-Employed Professionals and Business Owners: PKR 75,000
Total Term Required:
✅Salaried Professionals: Not applicable
✅Self-Employed Professionals and Business Owners: 1 year
Frequently asked questions
How does the Cash advance work?
Bank Alfalah Credit Card’s cash advance facility allows you to withdraw instant cash from any Bank Alfalah branch across Pakistan and at any ATM worldwide, displaying VISA and 1link logo.
The service charges for cash advance will be applied from the day of the transaction. A cash advance fee will also apply for each cash withdrawal.
What happens if there are fraudulent activities with my card?
You can be rest assured that if you lose your Bank Alfalah Credit Card, you have nothing to worry about! Bank Alfalah covers you from all fraudulent charges made on your card as soon as you report it lost to us. So make sure that you report the loss immediately after such an incident at 111-225-111. We promise that with your Bank Alfalah Credit Card, you are completely secure against loss and theft.
How does the revolving credit work?
With Bank Alfalah Credit Cards you have the option of paying only 5% of your outstanding balance by the payment due date. Service charges will be levied on the balance unpaid spending and carried forward. These charges are calculated on a daily basis from the transaction date for all cash and retail transactions.
I want to apply for the Bank Alfalah VISA Classic Credit Card!
To apply for the Bank Alfalah VISA Classic Credit Card all you have to thi is click on the link below where you will be redirected to the card’s official website. Simply click on “Apply Now” and fill out the form with your personal information
Start your financial journey today!